Mondays are hard enough ...
without being greeted by a cascading wall of water.
A third floor air-conditioning pipe burst yesterday.
You’ll spend weeks cleaning up, restoring equipment … putting other critical business activities on hold.
Water damage
How to keep your business flowing
Causes of Loss by Frequency
Click to reveal figures.
See how water damage stacks up against other hazards.
EQUIPMENT BREAKDOWN
FIRE
LIQUID DAMAGE
Equipment Breakdown
15%
Fire
16%
Natural Hazards
27%
Liquid Damage
42%
Should I be concerned about water damage?
YES!
Even a relatively small quantity of water can severely damage finished interiors and high-valued digital or electronic equipment. The negative impact on business may be costly, could result in loss of goodwill and may require you to discontinue operations.
Leaky roofs and windows
Sprinkler piping
Cooling and heating piping and radiators
Sewage systems
Drains and drain lines
Domestic waterlines
and systems
How does water damage happen?
Escaped liquids can result from multiple culprits:
Minimize your overall exposure to water damage.
Remember that liquid flows. That means high-valued equipment and devices, elevators, and computer equipment in its path are susceptible to damage. Even small leaks can severely damage offices, hotels, condominiums, retail stores, healthcare centers and schools.
MyRisk®
AFM® Online
FM Global clients
Sign into to access the Liquid Damage Loss Control Center for client-only resources and templates.
AFM clients
Sign into to access the Liquid Damage Loss Control Center for client-only resources and templates.
Download Liquid Damage Data sheet
Need more resources?
© 2018 FM Global. All rights reserved.
How can I prevent, manage and mitigate water damage loss?
Click for ways to reduce frequency and severity.
Critical room exposure
Emergency response
Preventive maintenance
Environment/ building envelope
Critical Room Exposure
< Previous
Next >
Critical rooms have high operational impact and house valuable contents that cannot be easily replaced.
Main and emergency power equipment
Data and communication centers
Diagnostic equipment rooms
Pharmacy and medical supplies storage
Laboratories and cleanrooms
Electrical and alarm system rooms
How to safeguard critical rooms
Added steps for locations below grade
• Check the room envelope for potential leak sources and entry points
• Provide catch pans for overhead supply/drain pipes
• Consider rerouting steam and liquid lines away from high-value equipment
• Provide drainage and FM Approved leak detection with monitoring in rooms
with liquid sources
• Provide sump pumps connected to emergency power
• Equip sump pumps with monitored high-water-level alarms
• Equip below-grade drains/sewer lines with FM Approved backflow prevention valves
< Previous
Next >
Environment/Building Envelope
< Previous
Next >
Survey building envelopes (the exterior) for potential leaks. Be sure to consider the environment and the critical equipment/rooms within.
Be sure to
Provide labels
Inspect outside
• Seal wall, roof and ceiling penetrations with fire-resistant and watertight material
• Review downspouts and ensure that they are extended away from buildings
• Provide sump pumps at points of water ingress or collection
• Label sprinkler control valves to identify the area controlled
• Provide labeling to indicate a warning to avoid contact with sprinklers
• Provide high-water-level alarms monitored at a constantly attended location
• Equip sewer lines with FM Approved backflow prevention valves
Preventive Maintenance
< Previous
Next >
Adopt a robust preventive maintenance program. It could make the difference between a brief delay in business practices and a long-term shutdown.
Connections of dissimilar metals for corrosion
Water heaters for signs of corrosion
Water pumps for excessive vibration
Hover to reveal
Monthly
Quarterly
Annually
Check Regularly
• Exercise domestic water control valves
• Test sump pumps
• Check/clear HVAC condensate drains
• Check/clear roof drains
Emergency Response
< Previous
Next >
Use these steps to develop your emergency response plan
Water leaks can happen at any time, so adopt an effective response plan to mitigate the effects of liquid damage and return to operation as quickly as possible.
• Create an emergency response team (ERT), and train on a semiannual basis
• Maintain a list of vendors for replacement equipment for your building, i.e.,
electrical, HVAC, elevator and plumbing
• Identify where any salvageable content, stock or supplies may be stored if
water damage is incurred
View all water damage tips ^
NATURAL HAZARDS
Cookie Notice